“As your financial advisor in the fire family, I am obligated to work at your best interest when it comes to managing your investment assets and providing financial recommendations. My investment philosophy is research driven and being disciplined to diversify wisely, rebalance regularly at minimized costs. I also believe competent financial planning means providing appropriate options so that the member is in a position to exercise choices about their money and their lifestyle.”
Grace specializes in performing effective portfolio analysis and creating financial plans tailored to each member. She conducts regular due diligence to monitor investment vehicles and portfolios on both quantitative and qualitative screens. She also has extensive knowledge on developing customized and comprehensive financial plans for members, incorporating analyses of retirement cash flows, deferred compensation plans (457,401k,403b), DROP accounts, pension maximizations strategies, education saving accounts, and life insurance policies.
Education & Experience
Grace holds a Master’s degree in Finance from California Lutheran University at Thousand Oaks and a Bachelor’s degree in Economics from Dalian Maritime University in China. She is currently a Chartered Financial Analyst®(CFA®) candidate (level III)
Grace enjoys competing table tennis at clubs in Southern California. She and her husband share a lot of common interests in cooking, hiking and traveling.
Grace Zhou is a licensed and registered securities representative in CA through CUSO Financial Services, L.P.(CFS), our broker/dealer. She holds her Series, 7 & 66.